Seconding Wings-I refied through them when rates were crazy low, and they had everything done quickly even though refi volume was high. Very low. Almost everything about them on Reddit is from LOs discussing what working for them is like. There don't appear to be any customer. If you do want a lower rate with eyes wide open, I can recalculate those discount points we discussed previously, but given we expect rates to. I did mine with Guaranteed Rate. They aren't as fast as a local lender but I have no complaints. A couple years back someone I know was approached by Guaranteed Rate to come on as a loan officer / broker. She was doing quite well but was.
I started with my local credit union - rates were abysmal - and B of A and Guaranteed Rate lenders I've been talking with are local. Who are. Hello! I am currently buying a house and am being strung along by Guaranteed Rate. I was supposed to close on my home 2 weeks ago but found. Guaranteed Rate charges higher initiation fees & "points" to rack up higher closing costs where they wind up costing like 5% of the loan amount. They request a doc, you upload, somebody reviews, it gets approved. We used Guaranteed Rate which had exactly what you describe. Nothing. While we were shopping I had been in talks with a diverse set of lenders (PenFed Credit Union, a broker, Guaranteed Rate, 2 local mortgage. We ended up choosing guaranteed rate. We shopped around and over the life of the loan their offer meant we paid the least. Low fees but not zero. Has anyone every gotten an interest rate from guaranteed rate? Can't tell if this company is legit or not lol. The LO we have at CMG originally was with Guaranteed Rate Affinity. Future has great reviews, but Provident has dreadful reviews. CMG. Roy had the best rate after piting him against 4 other ppl and the process was literally painless. I never had any issues and i had an easy time. Didn't like it as an MLO thru their consumer direct division. The rate sheets and pricing were higher than most retail shops and banks even. Was it not on the lender to keep me informed about this? Was I supposed to lock in the rate at a certain point? I'm just so overwhelmed right.
The rates did vary, and it's definitely worth the exercise. One of my pre-approval companies stopped calling because they weren't even close to. I used Guaranteed Rates from a strong referral, was told the guy is the best of the best and will give me the lowest rate in the industry. We used guaranteed rates, all was fine until the day before closing when they decided the building doesn't fit their requirements. The agent. Any good companies to get started with? I'm a FT server at Reach out to Apex Group with Guaranteed Rate! I'm with GR and they. Oh yeah I played 5 different lenders off each other and took the lowest rate. It is completely negotiable if you are a desirable customer. NBKC gave me the best rate for a VA loan vs USAA/Navy Fed/Veterans United/So-fi. Also my lender from NBKC has been very responsive and helpful. My local Guaranteed Rate was awesome. Approval in less than an hour. Totally on top of everything. Painless process. I got a year fixed mortgage with Guaranteed Rates at % and zero points. It felt like a good deal at the time, but I'd recommend shopping. I'm shopping for mortgages right now and one of the advantages of Guaranteed Rate (GR) is free refinancing within 6 months.
Everyone coming in here posting their rates with buy downs isn't really helping anyone. You can pretty much get any interest rate you want if. My loan is Conventional. I already paid an appraisal fee to Rocket Mortgage but they have me at a % rate with points (7% without points) and. You'll get mixed reviews but a simple google search will tell you most brokers are paid by lenders hence their motivation to get you to closing. r/loanoriginators: A home for all those who are in the mortgage and residential lending businesses. I actually went with guaranteed rate and they matched rates and has the lowest fees in my area. reviews on not closing on time. I kept.
🔥 Guaranteed Rate Company Review: Pros and Cons
I'd recommend Guaranteed Rate, personally. They are very transparent about their rates. Whether they are actually any good is rather irrelevant actually. Guaranteed rate saved the day and we miraculously closed on time.
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